/* ElegaSure v2 — night showroom. Layout: pinned cinematic scroll story, then stacked cards, horizontal film strip, bento stats. */
:root{
  --bg:#0A0908; --bg-2:#110F0D; --surface:#16130F; --glass:rgba(255,248,235,.045); --glass-2:rgba(255,248,235,.08);
  --line:rgba(216,178,90,.18); --line-2:rgba(255,248,235,.09);
  --text:#F3EEE3; --muted:#A79E8E; --dim:#6F675B;
  --gold:#D8B25A; --gold-2:#B68A2E; --gold-hi:#FFE7A8; --champ:#F2E2BC;
  --emerald:#2FA27A; --ruby:#D2444F;
  --grad-gold:linear-gradient(180deg,#FFF0C4 0%,#E2BE68 45%,#A87A22 100%);
  --f-display:"Bricolage Grotesque","Helvetica Neue",Arial,sans-serif;
  --f-serif:"Cormorant Garamond","Times New Roman",Georgia,serif;
  --f-body:"Instrument Sans","Helvetica Neue",Arial,sans-serif;
  --gutter:max(16px, env(safe-area-inset-left, 0px)); --gutter-r:max(16px, env(safe-area-inset-right, 0px));
  --wrap:1240px; --r:22px;
  color-scheme:dark;
}
*{box-sizing:border-box}
html.lenis,html.lenis body{height:auto}
.lenis.lenis-smooth{scroll-behavior:auto!important}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--f-body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:90;background:var(--bg)}
img,video{max-width:100%;display:block}
a{color:inherit}
::selection{background:var(--gold);color:#120E06}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:8px}
h1,h2,h3{font-family:var(--f-display);line-height:1;letter-spacing:-.03em;margin:0;text-wrap:balance;font-weight:700}
.s{font-family:var(--f-serif);font-style:italic;font-weight:600;letter-spacing:-.01em;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent;padding-right:.06em}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:var(--gutter);padding-right:var(--gutter-r)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12px;font-weight:600;letter-spacing:.24em;text-transform:uppercase;color:var(--gold)}
.eyebrow::before{content:"";width:22px;height:1px;background:var(--gold)}
.muted{color:var(--muted)}
.line-mask{display:block;overflow:hidden;padding-bottom:.06em}
.line-mask > span{display:inline-block}

/* buttons */
.btn{position:relative;display:inline-flex;align-items:center;gap:12px;padding:15px 26px;border-radius:999px;font:600 15px/1 var(--f-body);text-decoration:none;cursor:pointer;border:1px solid transparent;overflow:hidden;isolation:isolate;transition:color .35s,border-color .35s;white-space:nowrap}
.btn .ar{width:22px;height:22px;border-radius:50%;display:grid;place-items:center;transition:transform .4s cubic-bezier(.2,.8,.2,1)}
.btn:hover .ar{transform:rotate(-45deg)}
.btn-gold{background:var(--grad-gold);color:#140F06;box-shadow:0 10px 40px -12px rgba(216,178,90,.6),inset 0 1px 0 rgba(255,255,255,.5)}
.btn-gold .ar{background:#140F06;color:var(--gold-hi)}
.btn-gold::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(110deg,transparent 30%,rgba(255,255,255,.55) 50%,transparent 70%);transform:translateX(-120%);transition:transform .9s}
.btn-gold:hover::after{transform:translateX(120%)}
.btn-glass{background:var(--glass);border-color:var(--line-2);color:var(--text);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px)}
.btn-glass .ar{background:var(--glass-2)}
.btn-glass:hover{border-color:var(--gold);color:var(--gold-hi)}

/* cursor */
.cur,.cur-ring{position:fixed;left:0;top:0;pointer-events:none;z-index:100;border-radius:50%;transform:translate(-50%,-50%)}
.cur{width:7px;height:7px;background:var(--gold-hi)}
.cur-ring{width:38px;height:38px;border:1px solid rgba(216,178,90,.6);transition:width .3s,height .3s,background .3s,border-color .3s}
.cur-ring.big{width:74px;height:74px;background:rgba(216,178,90,.12);border-color:var(--gold)}
@media (hover:none),(pointer:coarse){.cur,.cur-ring{display:none}}

/* preloader */
.loader{position:fixed;inset:0;z-index:95;background:var(--bg);display:grid;place-items:center;transition:clip-path 1.1s cubic-bezier(.77,0,.18,1);clip-path:inset(0 0 0 0)}
.loader.done{clip-path:inset(0 0 100% 0)}
.loader .in{display:grid;justify-items:center;gap:22px}
.loader img{width:92px;animation:spin 6s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.loader b{font:700 13px/1 var(--f-body);letter-spacing:.4em;color:var(--gold)}
.loader .bar{width:180px;height:1px;background:var(--line-2);overflow:hidden}
.loader .bar i{display:block;height:100%;width:0;background:var(--grad-gold)}

/* header */
.site-head{position:fixed;top:env(safe-area-inset-top,0px);left:0;right:0;z-index:60;padding:14px var(--gutter-r) 0 var(--gutter);transition:transform .5s cubic-bezier(.2,.8,.2,1)}
.site-head.hide{transform:translateY(-120%)}
.head-in{max-width:var(--wrap);margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:20px;height:64px;padding:0 10px 0 18px;border-radius:999px;background:rgba(14,12,10,.55);border:1px solid var(--line-2);backdrop-filter:blur(18px) saturate(1.4);-webkit-backdrop-filter:blur(18px) saturate(1.4)}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{width:34px;height:auto}
.brand b{font:700 25px/1 var(--f-serif);letter-spacing:.01em}
.brand b i{font-style:normal;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent}
.nav{display:flex;gap:4px;align-items:center}
.nav > a:not(.btn){text-decoration:none;font-size:14.5px;font-weight:500;color:var(--muted);padding:10px 14px;border-radius:999px;transition:color .25s,background .25s}
.nav > a:not(.btn):hover,.nav > a[aria-current="page"]{color:var(--text);background:var(--glass-2)}
.nav .btn{margin-left:8px;padding:12px 18px}
.menu-btn{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;color:var(--text)}
@media (max-width:900px){
  .menu-btn{display:block}
  .nav{position:fixed;left:var(--gutter);right:var(--gutter-r);top:calc(env(safe-area-inset-top,0px) + 88px);flex-direction:column;align-items:stretch;gap:2px;padding:12px;border-radius:24px;background:rgba(14,12,10,.96);border:1px solid var(--line-2);display:none}
  .nav.open{display:flex}
  .nav > a:not(.btn){font-size:18px;padding:14px 16px}
  .nav .btn{margin:8px 0 0;justify-content:center}
}

/* section scaffolding */
section{position:relative}
.band{padding-block:clamp(90px,12vw,170px)}
.sec-head{display:grid;gap:20px;max-width:880px;margin-bottom:clamp(44px,6vw,80px)}
.sec-head h2{font-size:clamp(42px,6.6vw,96px)}
.sec-head p{margin:0;font-size:19px;max-width:58ch;color:var(--muted)}
.glow{position:absolute;pointer-events:none;border-radius:50%;filter:blur(90px);opacity:.5;background:radial-gradient(circle,rgba(216,178,90,.55),transparent 65%)}

/* story */
#story{height:640vh;background:#050404}
#story .stage{position:sticky;top:0;height:100vh;height:100svh;overflow:hidden}
#cv{position:absolute;inset:-2%;width:104%;height:104%}
.vign{position:absolute;inset:0;pointer-events:none;background:radial-gradient(ellipse at 60% 55%,transparent 45%,rgba(5,4,4,.75) 100%),linear-gradient(90deg,rgba(5,4,4,.85) 0%,rgba(5,4,4,0) 46%)}
.flash{position:absolute;inset:0;background:#fff6e0;opacity:0;pointer-events:none;mix-blend-mode:screen}
.beat{position:absolute;inset:0;padding:120px var(--gutter-r) 56px var(--gutter);display:flex;pointer-events:none}
.beat > .in{max-width:var(--wrap);width:100%;margin:0 auto;display:flex}
.beat a,.beat button{pointer-events:auto}
.b-hero .in{align-items:center}
.hero-copy{max-width:min(620px,46vw);display:grid;gap:26px}
.hero-copy h1{font-size:clamp(50px,6.4vw,104px);font-weight:800}
.hero-copy p{margin:0;font-size:19px;color:var(--muted);max-width:42ch}
.acts{display:flex;gap:12px;flex-wrap:wrap}
.badges{display:flex;flex-wrap:wrap;gap:10px}
.badges span{font-size:13px;font-weight:500;color:var(--champ);padding:8px 14px;border-radius:999px;background:var(--glass);border:1px solid var(--line-2);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
.b-one .in,.b-lakhs .in,.b-bill .in,.b-prevent .in{align-items:center}
.kin{font-family:var(--f-display);font-weight:800;font-size:clamp(64px,11vw,190px);line-height:.9;letter-spacing:-.05em}
.kin .ch{display:inline-block;will-change:transform,opacity,filter}
.b-lakhs .in{justify-content:flex-start;align-items:flex-end}
.b-lakhs .kin{font-size:clamp(56px,9vw,150px)}
.b-lakhs small{display:block;font:500 15px/1.5 var(--f-body);letter-spacing:.2em;text-transform:uppercase;color:var(--ruby);margin-bottom:14px}
.b-bill .in{justify-content:flex-end;align-items:flex-start}
.bill{max-width:560px;text-align:right;display:grid;gap:16px}
.bill h2{font-size:clamp(40px,5.4vw,84px);font-weight:800}
.bill p{margin:0;color:var(--muted);font-size:18px}
.b-prevent .in{justify-content:center;text-align:center}
.b-prevent .kin{font-size:clamp(58px,10.5vw,180px)}
.b-key .in{align-items:flex-end;justify-content:space-between;gap:28px;flex-wrap:wrap}
.key-copy{display:grid;gap:12px;max-width:520px}
.key-copy h2{font-size:clamp(40px,5vw,76px);font-weight:800}
.key-copy p{margin:0;color:var(--muted);font-size:18px}
.ribbon{position:absolute;left:50%;top:50%;padding:16px 26px 14px;border-radius:14px;background:rgba(8,7,6,.82);border:1px solid rgba(255,231,168,.55);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);display:flex;align-items:center;gap:14px;opacity:0;box-shadow:0 30px 80px -10px rgba(0,0,0,.8),0 0 60px -10px rgba(216,178,90,.5);overflow:hidden;pointer-events:none}
.ribbon::after{content:"";position:absolute;inset:0;background:linear-gradient(110deg,transparent 35%,rgba(255,240,200,.45) 50%,transparent 65%);transform:translateX(var(--sw,-120%))}
.ribbon img{width:clamp(34px,3.4vw,52px)}
.ribbon b{display:block;font:700 clamp(34px,4vw,62px)/1 var(--f-serif);background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent}
.ribbon small{display:block;font-size:10.5px;letter-spacing:.42em;color:var(--gold);text-transform:uppercase;margin-top:6px}
.shards{position:absolute;inset:0;pointer-events:none}
.prog{position:absolute;right:max(22px,env(safe-area-inset-right,0px));top:50%;transform:translateY(-50%);display:grid;gap:10px}
.prog i{width:3px;height:22px;border-radius:2px;background:var(--line-2);transition:background .4s,height .4s}
.prog i.on{background:var(--gold);height:38px}
.hint{position:absolute;left:50%;bottom:26px;transform:translateX(-50%);font-size:11px;letter-spacing:.3em;text-transform:uppercase;color:var(--muted);display:flex;flex-direction:column;align-items:center;gap:10px}
.hint::after{content:"";width:1px;height:40px;background:linear-gradient(var(--gold),transparent);animation:hint 2s ease-in-out infinite}
@keyframes hint{0%{transform:scaleY(0);transform-origin:top}50%{transform:scaleY(1);transform-origin:top}51%{transform-origin:bottom}100%{transform:scaleY(0);transform-origin:bottom}}
@media (max-width:900px),(max-aspect-ratio:23/20){
  .beat{padding-top:112px}
  .b-hero .in{align-items:flex-start}
  .hero-copy{max-width:none;gap:18px}
  .hero-copy h1{font-size:clamp(42px,11.5vw,72px)}
  .hero-copy p{font-size:15.5px}
  .b-hero .badges{display:none}
  .b-key .key-copy p{display:none}
  .ribbon{padding:10px 16px 9px}
  .vign{background:linear-gradient(180deg,rgba(5,4,4,.9) 0%,rgba(5,4,4,.2) 45%,rgba(5,4,4,.1) 70%,rgba(5,4,4,.8) 100%)}
  .b-one .in,.b-prevent .in{align-items:flex-start}
  .b-bill .in{justify-content:flex-start}
  .bill{text-align:left}
  .b-key .in{flex-direction:column;align-items:flex-start;justify-content:flex-end}
  .prog{display:none}
}

/* partners marquee */
.partners{padding-block:56px;border-block:1px solid var(--line-2);overflow:hidden;background:var(--bg-2)}
.partners .lab{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin-bottom:34px}
.partners .lab h2{font:600 clamp(20px,2.2vw,26px)/1.2 var(--f-body);letter-spacing:-.01em}
.mq{display:flex;width:max-content;gap:70px;align-items:center;will-change:transform}
.pn{font-size:clamp(34px,5vw,72px);white-space:nowrap;display:flex;align-items:center;gap:70px;color:transparent;-webkit-text-stroke:1px rgba(243,238,227,.45);transition:color .4s,-webkit-text-stroke-color .4s}
.pn:hover{color:var(--gold);-webkit-text-stroke-color:var(--gold)}
.pn::after{content:"✦";font-size:.4em;color:var(--gold);-webkit-text-stroke:0}
.pn.a{font-family:var(--f-display);font-weight:800}
.pn.b{font-family:var(--f-serif);font-weight:700;font-style:italic}

/* bento */
.bento{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:16px}
.tile{position:relative;grid-column:span 3;border-radius:var(--r);padding:30px;background:var(--glass);border:1px solid var(--line-2);overflow:hidden;min-height:220px;display:flex;flex-direction:column;justify-content:space-between;gap:20px}
.tile::before{content:"";position:absolute;inset:0;border-radius:inherit;padding:1px;background:linear-gradient(140deg,rgba(255,231,168,.5),transparent 40%,transparent 60%,rgba(216,178,90,.3));-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.tile b{font:800 clamp(52px,6vw,92px)/.9 var(--f-display);letter-spacing:-.05em}
.tile b em{font-style:normal;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent}
.tile small{font-size:15px;color:var(--muted)}
.tile.big{grid-column:span 6;grid-row:span 2;min-height:460px;padding:0;justify-content:flex-end}
.tile.big img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.tile.big .cap{position:relative;padding:34px;background:linear-gradient(transparent,rgba(5,4,4,.9));display:grid;gap:10px}
.tile.big .cap h3{font-size:clamp(30px,3vw,44px)}
@media (max-width:900px){.tile{grid-column:span 6}.tile.big{grid-column:span 12;min-height:380px}}
@media (max-width:520px){.tile{grid-column:span 12;min-height:170px}}

/* stacked insurance cards */
.stack{display:grid;gap:0}
.scard{position:sticky;top:110px;min-height:min(560px,72vh);border-radius:28px;overflow:hidden;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);background:var(--surface);border:1px solid var(--line);margin-bottom:28px;box-shadow:0 -20px 60px -20px rgba(0,0,0,.8);transform-origin:center top}
.scard .pic{position:relative;overflow:hidden;background:#0d0c0b}
.scard .pic img{width:100%;height:100%;object-fit:cover}
.scard .pic .ph{position:absolute;inset:0;display:grid;place-items:center;font:600 clamp(48px,6vw,96px)/1 var(--f-serif);font-style:italic;background:radial-gradient(circle at 50% 40%,rgba(216,178,90,.25),transparent 60%),var(--bg-2)}
.scard .txt{padding:clamp(28px,4vw,56px);display:flex;flex-direction:column;justify-content:center;gap:18px;min-width:0}
.scard .no{font:600 13px/1 var(--f-body);letter-spacing:.24em;color:var(--gold)}
.scard h3{font-size:clamp(36px,4.4vw,64px)}
.scard p{margin:0;color:var(--muted);font-size:17.5px;max-width:44ch}
.scard ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.scard li{font-size:13.5px;padding:7px 12px;border-radius:999px;border:1px solid var(--line-2);color:var(--champ)}
@media (max-width:820px){.scard{grid-template-columns:1fr;top:90px}.scard .pic{aspect-ratio:16/10}}

/* horizontal add-ons */
.hz{height:100vh;height:100svh;display:flex;align-items:center;overflow:hidden;position:relative}
.hz-track{display:flex;gap:28px;padding-left:max(var(--gutter),calc((100vw - var(--wrap))/2 + 16px));padding-right:10vw;will-change:transform}
.hz-intro{flex:0 0 min(480px,80vw);display:grid;gap:22px;align-content:center}
.hz-intro h2{font-size:clamp(44px,5.6vw,84px)}
.film{position:relative;flex:0 0 min(440px,78vw);height:min(640px,72vh);border-radius:28px;overflow:hidden;border:1px solid var(--line);isolation:isolate}
.film video,.film img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transform:scale(1.08)}
.film::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(5,4,4,.1) 35%,rgba(5,4,4,.92) 85%)}
.film .in{position:absolute;inset:auto 0 0 0;padding:30px;display:grid;gap:10px}
.film .no{font:600 12px/1 var(--f-body);letter-spacing:.26em;color:var(--gold)}
.film h3{font-size:clamp(32px,3vw,44px)}
.film p{margin:0;color:var(--champ);opacity:.85;font-size:15.5px}
@media (max-width:760px){.hz{height:auto;padding-block:90px}.hz-track{flex-direction:column;padding-right:var(--gutter-r)}.film{flex:none;width:100%;height:520px}}

/* steps */
.steps{position:relative;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px}
.steps .rail{position:absolute;left:0;right:0;top:34px;height:1px;background:var(--line-2)}
.steps .rail i{position:absolute;inset:0;background:var(--grad-gold);transform-origin:left;transform:scaleX(0)}
.step{position:relative;display:grid;gap:14px;padding-top:0}
.step .n{width:68px;height:68px;border-radius:50%;display:grid;place-items:center;background:var(--bg);border:1px solid var(--line);font:600 30px/1 var(--f-serif);font-style:italic;color:var(--gold);position:relative;z-index:1}
.step h3{font-size:30px;margin-top:10px}
.step p{margin:0;color:var(--muted)}
@media (max-width:820px){.steps{grid-template-columns:1fr}.steps .rail{display:none}}

/* quotes */
.quotes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;perspective:1200px}
.q{position:relative;border-radius:var(--r);padding:34px;background:var(--glass);border:1px solid var(--line-2);display:flex;flex-direction:column;justify-content:space-between;gap:36px;transform-style:preserve-3d;transition:transform .2s ease-out;margin:0}
.q blockquote{margin:0;font:600 clamp(26px,2.4vw,34px)/1.18 var(--f-serif)}
.q blockquote::before{content:"\201C";display:block;font-size:2.2em;line-height:.6;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent}
.q cite{font-style:normal;font-weight:600;display:flex;align-items:center;gap:12px}
.q cite span{width:42px;height:42px;border-radius:50%;background:var(--grad-gold);display:grid;place-items:center;color:#140F06;font:800 17px/1 var(--f-display)}
.q .stars{color:var(--gold);letter-spacing:4px;font-size:14px}
@media (max-width:900px){.quotes{grid-template-columns:1fr}}

/* CTA + form */
.cta{position:relative;overflow:hidden}
.cta-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:clamp(36px,6vw,90px);align-items:start;position:relative}
.cta-grid h2{font-size:clamp(46px,6vw,96px);font-weight:800}
.contact-lines{display:grid;gap:22px;margin-top:40px}
.contact-lines div{display:grid;gap:4px}
.contact-lines small{font-size:11.5px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold)}
.contact-lines b{font-size:22px;font-weight:600;user-select:all}
.contact-lines span{color:var(--muted)}
form.quote{position:relative;border-radius:28px;padding:clamp(24px,4vw,40px);display:grid;gap:16px;background:linear-gradient(160deg,rgba(255,248,235,.07),rgba(255,248,235,.02));border:1px solid var(--line);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);box-shadow:0 40px 100px -30px rgba(0,0,0,.8)}
.field{display:grid;gap:7px}
.field label{font-size:12.5px;font-weight:600;letter-spacing:.08em;color:var(--muted)}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:16px;color:var(--text);background:rgba(0,0,0,.35);border:1px solid var(--line-2);border-radius:14px;padding:14px 15px;transition:border-color .25s,box-shadow .25s}
.field select option{background:#14110E}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(216,178,90,.15)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:560px){.row2{grid-template-columns:1fr}}
.form-note{font-size:13px;color:var(--muted);margin:0}
.done{border-radius:28px;padding:34px;display:grid;gap:14px;background:var(--glass);border:1px solid var(--gold)}
.done h3{font-size:32px}
.done pre{white-space:pre-wrap;font:15px/1.6 var(--f-body);background:rgba(0,0,0,.4);border-radius:14px;padding:16px;margin:0;color:var(--muted)}
.done .acts{display:flex;flex-wrap:wrap;gap:10px}
@media (max-width:900px){.cta-grid{grid-template-columns:1fr}}

/* footer */
footer{position:relative;background:#060505;color:var(--muted);padding-block:90px 36px;font-size:15px;overflow:hidden;border-top:1px solid var(--line-2)}
.foot{display:grid;grid-template-columns:minmax(0,1.4fr) repeat(3,minmax(0,1fr));gap:40px;position:relative}
.foot h4{font:600 11.5px/1 var(--f-body);letter-spacing:.24em;text-transform:uppercase;color:var(--gold);margin:0 0 18px}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:11px}
.foot a{text-decoration:none;transition:color .25s}
.foot a:hover{color:var(--gold-hi)}
.mega{font:800 clamp(80px,19vw,300px)/.8 var(--f-display);letter-spacing:-.06em;margin-top:70px;color:transparent;-webkit-text-stroke:1px rgba(216,178,90,.35);white-space:nowrap;user-select:none}
.foot-bottom{margin-top:28px;padding-top:22px;border-top:1px solid var(--line-2);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13.5px}
@media (max-width:900px){.foot{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot{grid-template-columns:1fr}}

/* sub pages */
.page-hero{position:relative;padding-top:clamp(170px,20vw,240px);padding-bottom:clamp(60px,8vw,110px);overflow:hidden}
.page-hero h1{font-size:clamp(54px,9vw,140px);font-weight:800;max-width:13ch;position:relative}
.page-hero p{font-size:20px;max-width:56ch;color:var(--muted);margin:28px 0 0;position:relative}
.crumb{font-size:13px;letter-spacing:.06em;color:var(--muted);margin-bottom:24px;position:relative}
.crumb a{text-decoration:none;color:var(--gold)}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(36px,6vw,90px);align-items:center}
.split .pic{border-radius:28px;overflow:hidden;border:1px solid var(--line)}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.prose{max-width:72ch}
.prose h2{font-size:clamp(30px,3vw,40px);margin:52px 0 14px}
.prose p,.prose li{color:#CFC7B8}
.prose ul{padding-left:20px}
.values{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.value{border-radius:var(--r);padding:34px;background:var(--glass);border:1px solid var(--line-2);display:grid;gap:12px;align-content:start}
.value .ic{width:46px;height:46px;border-radius:14px;background:var(--grad-gold);display:grid;place-items:center;color:#140F06;font:700 20px/1 var(--f-serif)}
.value h3{font-size:28px}
.value p{margin:0;color:var(--muted)}
@media (max-width:860px){.values{grid-template-columns:1fr}}
.toc{display:flex;flex-wrap:wrap;gap:10px;margin-top:36px;position:relative}
.toc a{border:1px solid var(--line-2);border-radius:999px;padding:9px 16px;text-decoration:none;font-size:14px;background:var(--glass);transition:border-color .25s,color .25s}
.toc a:hover{border-color:var(--gold);color:var(--gold-hi)}
.note{font-size:14px;color:var(--dim);max-width:72ch}
.reveal{will-change:transform,opacity}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}

/* ===== v3 additions: light sections, blends, reel, hover list, emerald contact ===== */
.light{--text:#16120D;--muted:#6B6253;--line-2:rgba(22,18,13,.10);--line:rgba(168,122,34,.28);--glass:#FFFFFF;--glass-2:#F1EBDD;background:#F6F1E7;color:var(--text);color-scheme:light}
.light .eyebrow{color:#9A7020}.light .eyebrow::before{background:#9A7020}
.light .s{background:linear-gradient(180deg,#C99B3A 0%,#9A6E1C 60%,#6F4E10 100%);-webkit-background-clip:text;background-clip:text}
.light .tile{background:#fff;box-shadow:0 30px 60px -40px rgba(60,40,10,.35)}
.light .tile b em{background:linear-gradient(180deg,#C99B3A,#8A6418);-webkit-background-clip:text;background-clip:text}
.light .btn-glass{background:#fff;border-color:rgba(22,18,13,.14);color:var(--text)}
.light .btn-glass:hover{background:#16120D;color:#F6F1E7;border-color:#16120D}
.light .q{background:#fff;box-shadow:0 30px 60px -40px rgba(60,40,10,.35)}
.blend{height:clamp(120px,16vw,220px);pointer-events:none}
.blend.d2l{background:linear-gradient(180deg,var(--bg) 0%,#F6F1E7 100%)}
.blend.l2d{background:linear-gradient(180deg,#F6F1E7 0%,var(--bg) 100%)}
.blend.d2e{background:linear-gradient(180deg,var(--bg) 0%,#0B1C16 100%)}
.blend.l2e{background:linear-gradient(180deg,#F6F1E7 0%,#0B1C16 100%)}
.blend.e2d{background:linear-gradient(180deg,#0B1C16 0%,#060505 100%)}
.light .band:first-child,.light.band{padding-top:clamp(40px,6vw,80px)}

/* hover-reveal insurance list */
.plist{border-top:1px solid var(--line-2)}
.prow{position:relative;display:grid;grid-template-columns:70px minmax(0,1fr) minmax(0,.9fr) 56px;align-items:center;gap:20px;padding:30px 6px;border-bottom:1px solid var(--line-2);text-decoration:none;transition:opacity .4s,padding .5s cubic-bezier(.2,.8,.2,1)}
.prow .no{font:600 13px/1 var(--f-body);letter-spacing:.2em;color:var(--muted)}
.prow h3{font-size:clamp(30px,4.2vw,62px);font-weight:700;transition:transform .5s cubic-bezier(.2,.8,.2,1),color .3s}
.prow p{margin:0;color:var(--muted);font-size:15.5px}
.prow .go{width:52px;height:52px;border-radius:50%;border:1px solid var(--line-2);display:grid;place-items:center;font-size:20px;transition:transform .5s cubic-bezier(.2,.8,.2,1),background .3s,color .3s,border-color .3s}
.prow::after{content:"";position:absolute;left:0;bottom:-1px;height:2px;width:100%;background:linear-gradient(90deg,#C99B3A,#8A6418);transform:scaleX(0);transform-origin:left;transition:transform .6s cubic-bezier(.2,.8,.2,1)}
.prow .thumb{display:none}
@media (hover:hover){
  .plist:hover .prow{opacity:.35}
  .plist .prow:hover{opacity:1}
  .prow:hover h3{transform:translateX(18px)}
  .prow:hover .go{background:#16120D;color:#F6F1E7;border-color:#16120D;transform:rotate(-45deg)}
  .prow:hover::after{transform:scaleX(1)}
}
.preview{position:fixed;left:0;top:0;width:340px;height:250px;border-radius:20px;overflow:hidden;pointer-events:none;z-index:40;opacity:0;transform:translate(-50%,-50%) scale(.6);transition:opacity .35s,transform .45s cubic-bezier(.2,.8,.2,1);box-shadow:0 40px 80px -20px rgba(0,0,0,.5)}
.preview.on{opacity:1;transform:translate(-50%,-50%) scale(1)}
.preview img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity .3s}
.preview img.on{opacity:1}
@media (max-width:820px),(hover:none){
  .prow{grid-template-columns:minmax(0,1fr) 92px;gap:6px 14px;padding:22px 0}
  .prow .no{grid-column:1}
  .prow h3{grid-column:1;font-size:clamp(28px,8vw,40px)}
  .prow p{grid-column:1}
  .prow .go{display:none}
  .prow .thumb{display:block;grid-column:2;grid-row:1 / span 3;width:92px;height:92px;border-radius:16px;object-fit:cover}
  .preview{display:none}
}

/* full-bleed add-on reel */
.reel{height:420vh;position:relative;background:var(--bg)}
.reel .rs{position:sticky;top:0;height:100vh;height:100svh;overflow:hidden}
.reel video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transform:scale(1.08);transition:opacity .9s ease,transform 6s ease}
.reel video.on{opacity:1;transform:scale(1)}
.reel .shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,9,8,.92) 0%,rgba(10,9,8,.55) 45%,rgba(10,9,8,.15) 100%),linear-gradient(180deg,var(--bg) 0%,transparent 18%,transparent 80%,var(--bg) 100%)}
.reel .rin{position:relative;height:100%;max-width:var(--wrap);margin:0 auto;padding:120px var(--gutter-r) 70px var(--gutter);display:grid;grid-template-rows:auto 1fr auto;gap:20px}
.reel .rhead h2{font-size:clamp(40px,5.4vw,84px);max-width:13ch}
.reel .items{position:relative;align-self:center;min-height:300px}
.reel .it{position:absolute;inset:0 auto auto 0;max-width:560px;display:grid;gap:14px;opacity:0;transform:translateY(40px);transition:opacity .6s,transform .8s cubic-bezier(.2,.8,.2,1);pointer-events:none}
.reel .it.on{opacity:1;transform:none;pointer-events:auto}
.reel .it .no{font:600 13px/1 var(--f-body);letter-spacing:.26em;color:var(--gold)}
.reel .it h3{font-size:clamp(44px,6vw,96px);font-weight:800}
.reel .it p{margin:0;color:var(--champ);font-size:18.5px;max-width:42ch}
.reel .rfoot{display:flex;align-items:center;gap:22px}
.reel .count{font:600 15px/1 var(--f-body);letter-spacing:.14em;color:var(--champ)}
.reel .count b{color:var(--gold);font-size:22px}
.reel .track{flex:1;max-width:340px;height:2px;background:rgba(255,255,255,.15);position:relative;overflow:hidden}
.reel .track i{position:absolute;inset:0;background:var(--grad-gold);transform-origin:left;transform:scaleX(0)}
@media (max-width:760px){
  .reel .shade{background:linear-gradient(180deg,var(--bg) 0%,rgba(10,9,8,.35) 30%,rgba(10,9,8,.55) 60%,rgba(10,9,8,.95) 100%)}
  .reel .rin{padding-top:100px;padding-bottom:44px}
  .reel .items{align-self:end;min-height:260px}
  .reel .it h3{font-size:clamp(40px,11vw,60px)}
  .reel .it p{font-size:16px}
}

/* emerald contact */
.emerald{--line:rgba(216,178,90,.32);--line-2:rgba(240,230,205,.12);--muted:#A9B7AE;background:radial-gradient(900px 500px at 85% 10%,rgba(47,162,122,.22),transparent 70%),radial-gradient(700px 500px at 0% 100%,rgba(216,178,90,.12),transparent 70%),#0B1C16;color:#F2EEE2}
.emerald form.quote{background:linear-gradient(160deg,rgba(255,255,255,.08),rgba(255,255,255,.02));border-color:rgba(216,178,90,.35)}
.emerald .field input,.emerald .field select,.emerald .field textarea{background:rgba(3,12,9,.55)}
.ctiles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:40px}
.ctile{border-radius:20px;padding:22px;display:grid;gap:6px;text-decoration:none;transition:transform .45s cubic-bezier(.2,.8,.2,1),box-shadow .45s}
.ctile:hover{transform:translateY(-6px);box-shadow:0 26px 50px -24px rgba(0,0,0,.7)}
.ctile small{font-size:11.5px;letter-spacing:.22em;text-transform:uppercase;opacity:.75}
.ctile b{font:700 19px/1.25 var(--f-body);user-select:all}
.ctile.g{background:var(--grad-gold);color:#17110A}
.ctile.c{background:#F6F1E7;color:#16120D}
.ctile.e{background:rgba(47,162,122,.18);border:1px solid rgba(47,162,122,.5);color:#E9F5EF}
@media (max-width:900px){.ctiles{grid-template-columns:1fr}}

/* hover polish */
.tile{transition:transform .5s cubic-bezier(.2,.8,.2,1),box-shadow .5s}
.tile:hover{box-shadow:0 40px 70px -40px rgba(120,80,10,.55)}
.value{transition:transform .5s cubic-bezier(.2,.8,.2,1),border-color .4s,box-shadow .5s}
.value:hover{transform:translateY(-8px);border-color:var(--gold);box-shadow:0 30px 60px -36px rgba(120,80,10,.6)}
.btn-glass{transition:background .35s,color .35s,border-color .35s}
.btn-glass:hover{background:var(--text);color:var(--bg);border-color:var(--text)}
.btn-glass:hover .ar{background:rgba(0,0,0,.12)}
.foot a{position:relative}
.foot a::after{content:"";position:absolute;left:0;right:0;bottom:-3px;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:right;transition:transform .45s cubic-bezier(.2,.8,.2,1)}
.foot a:hover::after{transform:scaleX(1);transform-origin:left}
.policy2{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:clamp(28px,5vw,70px);align-items:center;padding-block:clamp(50px,7vw,90px);border-bottom:1px solid var(--line-2);scroll-margin-top:110px}
.policy2:nth-child(even) .pic{order:2}
.policy2 .pic{border-radius:26px;overflow:hidden;aspect-ratio:4/3;background:var(--bg-2)}
.policy2 .pic img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s cubic-bezier(.2,.8,.2,1)}
.policy2:hover .pic img{transform:scale(1.05)}
.policy2 .pic .ph{width:100%;height:100%;display:grid;place-items:center;font:600 clamp(40px,5vw,80px)/1 var(--f-serif);font-style:italic;background:radial-gradient(circle at 50% 40%,rgba(216,178,90,.28),transparent 60%),#100E0C}
.policy2 h2{font-size:clamp(36px,4.4vw,64px)}
.policy2 p{color:var(--muted);font-size:18px;margin:16px 0 0}
.policy2 ul{list-style:none;margin:20px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.policy2 li{font-size:13.5px;padding:8px 13px;border-radius:999px;border:1px solid var(--line-2)}
.policy2 .acts{margin-top:26px}
@media (max-width:820px){.policy2{grid-template-columns:1fr}.policy2:nth-child(even) .pic{order:0}}

/* ===== v4: glass, story layout, dark CTA, adaptive header ===== */
.glass{background:linear-gradient(135deg,rgba(255,248,235,.10),rgba(255,248,235,.03));border:1px solid rgba(255,248,235,.16);backdrop-filter:blur(18px) saturate(1.35);-webkit-backdrop-filter:blur(18px) saturate(1.35);box-shadow:inset 0 1px 0 rgba(255,255,255,.14),0 24px 60px -24px rgba(0,0,0,.7);border-radius:18px}
.kin .ch{transform-origin:left bottom}
.bill{max-width:600px}
.bill .chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-end}
.bill .chips .glass{padding:12px 18px;font-size:15px;font-weight:500;color:var(--champ);border-radius:999px}
.b-key .in{align-items:center;justify-content:space-between;gap:32px}
.b-key .key-copy{max-width:440px;gap:16px}
.b-key .key-copy .acts{margin-top:8px}
.kcards{display:grid;grid-template-columns:1fr 1fr;gap:12px;width:min(380px,32vw)}
.kc{padding:20px 18px;display:grid;gap:4px}
.kc b{font:800 clamp(26px,2.6vw,38px)/1 var(--f-display);letter-spacing:-.03em;background:var(--grad-gold);-webkit-background-clip:text;background-clip:text;color:transparent}
.kc span{font-size:13.5px;color:var(--muted)}
@media (max-width:900px),(max-aspect-ratio:23/20){
  .beat{padding-top:104px;padding-bottom:28px}
  .b-one .in,.b-lakhs .in,.b-bill .in{align-items:flex-start;justify-content:flex-start}
  .b-lakhs .in > div{padding-top:6px}
  .kin{font-size:clamp(54px,15vw,92px)}
  .b-lakhs .kin{font-size:clamp(54px,15vw,92px)}
  .b-prevent .in{align-items:flex-start;padding-top:4vh}
  .b-prevent .kin{font-size:clamp(50px,13.5vw,84px)}
  .bill{text-align:left;gap:18px}
  .bill h2{font-size:clamp(38px,10vw,56px)}
  .bill .chips{justify-content:flex-start}
  .bill .chips .glass{font-size:13.5px;padding:10px 14px}
  .b-key .in{flex-direction:column;align-items:stretch;justify-content:space-between;gap:0}
  .b-key .key-copy{gap:10px;max-width:none}
  .b-key .key-copy h2{font-size:clamp(36px,10vw,52px)}
  .b-key .key-copy p{display:none}
  .b-key .key-copy .acts{position:absolute;left:var(--gutter);right:var(--gutter-r);bottom:24px;margin:0}
  .b-key .key-copy .acts .btn{flex:1;justify-content:center;padding:14px 16px}
  .kcards{width:100%;grid-template-columns:1fr 1fr;margin-bottom:84px;gap:8px}
  .kc{padding:14px}
  .kc b{font-size:24px}
  .kc span{font-size:12px}
}
/* dark glass CTA instead of green */
.ctadark{position:relative;background:radial-gradient(800px 500px at 90% 0%,rgba(216,178,90,.16),transparent 70%),radial-gradient(700px 500px at 0% 100%,rgba(216,178,90,.10),transparent 70%),var(--bg)}
.ctadark form.quote{background:linear-gradient(160deg,rgba(255,248,235,.08),rgba(255,248,235,.02));border-color:rgba(216,178,90,.3)}
.ctile.e{background:rgba(255,248,235,.06);border:1px solid rgba(255,248,235,.16);color:var(--text);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}
/* header adapts over light sections */
.site-head.on-light .head-in{background:rgba(255,255,255,.62);border-color:rgba(22,18,13,.10);box-shadow:0 10px 30px -18px rgba(60,40,10,.35)}
.site-head.on-light .brand b{color:#16120D}
.site-head.on-light .nav > a:not(.btn){color:#5E5547}
.site-head.on-light .nav > a:not(.btn):hover,.site-head.on-light .nav > a[aria-current="page"]{color:#16120D;background:rgba(22,18,13,.06)}
.site-head.on-light .menu-btn{color:#16120D}
.head-in{transition:background .45s,border-color .45s,box-shadow .45s}
/* light sections get soft glass + moving glow */
.light{position:relative;overflow:hidden}
.light::before{content:"";position:absolute;width:900px;height:900px;right:-300px;top:10%;border-radius:50%;background:radial-gradient(circle,rgba(216,178,90,.22),transparent 65%);filter:blur(40px);pointer-events:none;animation:drift 18s ease-in-out infinite alternate}
@keyframes drift{to{transform:translate(-280px,180px)}}
.light .tile:not(.big),.light .q{background:rgba(255,255,255,.62);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,.9)}
.light .wrap{position:relative}